Personal Banking
Home Mortgage
"Easy Home" is a home mortgage plan for both potential owners of local private residential properties and properties offered by the government and public sectors for self-occupation purpose. The mortgage plans include:
| Home Ownership Scheme Mortgage Plan | Tenants Purchase Scheme Mortgage Plan |
| Home Starter Loan Scheme Mortgage Plan | Sandwich Class Mortgage Plan |
| Civil Servant Home Purchase Scheme | Civil Servant Home Financing Scheme |
| Flat-for-Sale Scheme | Hospital Authority Home Loan Interest Subsidy Scheme |
| Mortgage Insurance Programme |
Handling charges and appraisal fee waived.
We offer competitive interest rate. The interest on the repayment is calculated according to the reduced principal.
A range of preferential loan plans is available for selection.
Customers may choose to make their repayments on a fixed installment, a fixed amount or a fixed repayment principal basis or by a bi-weekly repayment schedule, whatever suits their budget best.
BOC Credit card annual fee waived during repayment period .
AutoPay repayment can be arranged on repayment date.
Home Mortgage peripheral services
Home Ownership Scheme Mortgage
- Home Ownership Carpark Loan
- Home Ownership Premium Loan
- Home Ownership Decoration Loan
Private Residential Property Mortgage
- First and second hand residential property mortgage.
- Residential property re-financing.
- "易達換樓樂" — provide transitional down payment to facilitate new home purchase.