Currency Linked Investments

Currency Linked Investments include:

Dual Currency Investment

Dual Currency Investment is a currency-linked investment product. According to your personal investment preference and outlook on currency exchange rate, and depending on the performance of the currencies, you have the opportunity to earn a higher potential return, or to buy the Linked Currency at a predetermined conversion rate.

Learn more Important Facts Statement Structured Investments & Currency Linked Investments Agreement

Important Notice:

In light of the latest regulatory requirements related to Vulnerable Customer Assessment, starting from 24 May 2021 ("Effective Date"), we will update the Questionnaire on Investment Preference (QIP). As a consequence, the QIP that customers have completed and provided to us before the Effective Date will be deemed to be overdue as from the Effective Date.

Starting from the Effective Date, customers are required to complete the updated QIP for placing the subscription order of the investment products, which require a valid QIP to be in place.

Important Note

You should not invest in Currency Linked Investments based on this page alone. Before making any investment decision, you should read the offering documents (including the “Important Facts Statement”) to understand the nature and risks of the product.
Currency Linked Investments is designed to be held till maturity. Once the transaction for this product is confirmed, no partial or full withdrawal will be allowed before maturity.
Currency Linked Investments is not secured by any collateral. You will be taking the credit risk of the Bank. In the worst case, you could suffer a total loss of your principal amount and the potential interest amount.
Investing in Currency Linked Investments is not the same as buying the linked currency directly.
Currency Linked Investments – Dual Currency Investment is not principal protected. In the worst case scenario, you could lose all of the principal amount and the interest amount.
Currency Linked Investments is a structured product involving derivatives. The investment decision is yours but you should not invest in this product unless the intermediary who sells it to you has explained to you that this product is suitable for you having regard to your financial situation, investment experience and investment objectives.
Currency Linked Investments is NOT equivalent to, nor should it be treated as a substitute for, time deposit.
This product is not a protected deposit and is not protected by the Deposit Protection Scheme in Hong Kong.

Currency Linked Investments