Full Terms and Conditions of Issued Capital Instruments

Nanyang Commercial Bank,Limited

Ordinary Shares

USD 700 million Tier 2 Subordinated Notes
Date of issuance:20 November 2019

USD 650 Million Non-Cumulative Subordinated AT1 Capital
Date of Issuance: 28 April 2022

USD 300 Million Non-Cumulative Subordinated AT1 Capital
Date of Issuance: 7 March 2023

USD 700 million Tier 2 Subordinated Notes
Date of issuance: 6 August 2024