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Nanyang Commercial Bank, Limited (referred to as "NCB") began operations in Hong Kong on 14 December 1949. Under the leadership of Mr. Chuang Shih Ping, NCB was the first to establish a department dedicated to serving overseas Chinese. It exclusively handled remittances for overseas Chinese and trade settlements with mainland China, earning the reputation of being a "home for overseas Chinese."

Under Mr. Chuang's guidance, NCB adhered to the service principle of "customer first, treating people with courtesy" and embraced the development philosophy of "innovation and pioneering." This led to several groundbreaking achievements in China's financial history: In 1981, NCB issued the first credit card which is accessible in mainland China and installed the first ATM in Shenzhen. In 1982, NCB crossed the Shenzhen River to open the first foreign bank branch in China since its founding, the NCB Shenzhen Branch. NCB also issued the first commercial bank loan and mortgage loan by a foreign bank in mainland China, and led the country's first international syndicated loan. Amid the wave of reform and opening up, NCB played a pivotal role, introducing advanced financial practices to China and strongly supporting the nation's development.

To further expand its mainland business, on 24 December 2007, NCB's mainland branches were reorganized into a wholly foreign-owned bank, establishing Nanyang Commercial Bank (China) Limited (referred to as "NCB China"), headquartered in Shanghai. After more than a decade of development, NCB China has grown significantly, currently operating over 30 branches and ranking among the top foreign banks in mainland China in terms of asset size.

On 30 May 2016, NCB reached another important milestone in its development by becoming a wholly-owned subsidiary of China Cinda Group. It is positioned as the group’s account management platform, cross-selling platform, and comprehensive financial services platform, playing a key role in the group's overall strategic plan. Since joining Cinda Group, NCB has consistently advanced integrated operations, accelerated transformation, and developed distinctive capabilities. Its various businesses have made significant strides, with core indicators like scale and profitability showing remarkable growth. Its market reputation has steadily improved, earning numerous prestigious awards.

Looking to the future, NCB will remain grounded and strive to make greater contributions in supporting China’s strategies. It will continue to uphold building distinctive competitive advantages in areas such as cross-border business and AMC collaboration. By embracing technology-driven leadership, NCB will accelerate system development and technological empowerment. Committed to high-quality development, the bank will integrate the principles of “professional operations, efficiency first, and value creation” throughout all stages and areas of growth, aiming to create greater value for customers, shareholders, and employees while contributing to the building of a strong financial nation.